Visit Our Finance Center in Dallas, TX

Buying an automobile is an exciting part of a Dallas driver's automotive experience. Whether you're buying new, used, or a certified pre-owned Toyota model, Sports City Toyota has a finance center that is here to make the experience go smoothly. We offer flexible financing and leasing plans for drivers to take advantage of. Have a trade-in? We've got you covered. Learn more about the finance center at Sports City Toyota.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Why finance with Sports City Toyota?

Here at Sports City Toyota, we are proud to say that we have countless returning customers. Whether you're working with our sales team, who are ready to help determine which trim level and model will work best for your needs, or your working with our service center, who will have you back on the road in the snap, you're bound to have an unforgettable customer service experience at our dealership.

Our finance center is no exception. We have an experienced staff of professionals ready to help you find the best deal possible on your model of choice from our incredible inventory.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Financing vs. Leasing

For some Dallas drivers, investing in a vehicle can be a radically different experience depending on your needs. This is where choosing between financing or leasing your next model is an important decision.

Financing is a path to vehicle ownership. Instead of paying the entire asking price upfront, financing allows you to gradually pay off the price of your chosen model. Finance agreements can be as short as two or three years or as long as six or seven years. Dallas drivers will make monthly payments towards this vehicle, and making a sizable down payment upfront will help offset the cost of those monthly payments. If you're in a stable living and employment situation, you can consider financing your next vehicle through our dealership.

Leasing is like renting a vehicle, but for a few years at a time. Choose a model from our new Toyota lineup, and you can lease it through our finance center. Like financing, you will make monthly payments on this model for two to three years, depending on your agreement. Making a down payment upfront will also help to lower the cost of those monthly payments. Leasing requires you to set an annual mileage limit, typically 10,000, 12,000, or 15,000 miles. Be sure to consider how much driving you intend to do on a regular basis before you sign your lease agreement. 

Leasing is often less expensive than financing, and you'll be able to take advantage of the latest and greatest from the Toyota lineup. Return your lease in good condition, and you can choose to lease another vehicle from our inventory or move on to your first vehicle purchase with us.


Do you have a current model that you're looking to trade in? You can do that with us! Sports City Toyota is excepting trade-ins, using the value of your current vehicle to pay for the Toyota model of your dreams. Chat with our finance team to learn more about trading in with us.

Visit our dealership in Dallas

Now is the time! Our finance center is ready and waiting to help you get behind the wheel of your preferred model from our dynamic and expansive lineup. Use our finance app! This will help you get an idea of your budget, and it will also help our sales team narrow down your choices so you can arrive at our dealership and test drive the ideal model for you. So don't wait! Contact Port City Toyota today to start working with our finance team.

Financing and Leasing Made Easy at Sport City Toyota!

Whether you are a first-time car buyer, or you are looking for a new addition to your driveway, we here at Sport City Toyota want to help you make your dream car a reality through affordable financing and leasing solutions right here at our Dallas, TX Toyota dealership! The car-buying process can be difficult, but our financing team is here for you to simplify the process as best we can and help define any financing or leasing terminology that might be confusing. After all, a new or used vehicle can be one of the biggest and most important purchases in your life, so you need an ally on your side that will answer any questions you might have. Our financing team here at Sport City Toyota are just the allies you need, and we are proudly serving Garland, Mesquite, Plano and Richardson areas as well! Let's get started!
Should You Finance or Lease?

If you are thinking of purchasing or leasing a Toyota model from our dealership, you might not know which of these solutions is right for you, which is why we are here to help you decide! If you seek a brand-new car, but do not want to be tied down to a long-term loan agreement, then a lease agreement might interest you. When you lease from our dealership, you can drive the new Toyota model that you want at a lower monthly rate, with a lower down payment, for a short period of time. Once your lease contract is up, all you have to do is bring the Toyota vehicle back to us in excellent condition and choose another new model to drive away in! If you do have your heart set on one particular new Toyota vehicle or used model, then an auto loan might interest you more. Our financing team can help set you up with a long-term loan agreement, which can help you build financial equity and is tailor-made to suit your needs and your budget. Our team of professionals works with a number of banks and lending institutions around the area to advocate for our customers and help secure them an affordable financing or leasing rate, come see what the team can do for you!
Let's Get Started!

Before you come in to test drive, you can get the ball rolling on financing right here online when you fill out our handy finance application and get pre-approved for an affordable auto loan or leasing solution from our Dallas, TX Toyota dealership; the finance application is fast, easy, and your information is kept confidential. Finally, be sure to check out our new vehicle specials and used vehicle specials and see if there is a special offer that awaits you towards the loan or lease of that Toyota model or used car that you are after! If you see the special that you need, claim it and bring it in when you test drive a new or used Toyota model right here at Sport City Toyota! Our dealership is located at 12650 on the Lyndon B. Johnson Freeway in Dallas, proudly serving Garland, Mesquite, Plano and Richardson. We home to see you soon!
  1. Sport City Toyota

    12650 Lyndon B. Johnson Fwy
    Dallas, TX 75228

    • Car Sales: 877-660-2343
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Get in Touch

  • Contact our Sales Department at: 877-660-2343
  • Monday9:00AM-9:00PM
  • Tuesday9:00AM-9:00PM
  • Wednesday9:00AM-9:00PM
  • Thursday9:00AM-9:00PM
  • Friday9:00AM-9:00PM
  • Saturday9:00AM-9:00PM
  • SundayClosed